Address & Contact Info

8770 West Bryn Mawr Avenue,
Suite 1300
Chicago, IL 60631

Phone: (773) 444 - 0800

Fax:     (773) 444 - 0801
Why You Need a Public Adjuster
Would you go to an IRS audit without your accountant or to court without your attorney?
When serious situations arise, the wise depend on experts for advice, guidance and representation. As an insured that has suff ered a loss, how will you protect your interests?
After any kind of disaster, your first instinct is to contact your insurance company. Naturally, they send out their adjuster to process the claim. However, it is important to understand that the insurance company adjuster must first serve the interests of his principal employer, the Insurance Company. The “burden of proof” is on you, the policyholder, to document in detail every aspect of your loss and present your claim.
The Insurance Company adjuster’s primary function is to verify that the loss you are claiming falls within the insurance policy. They are not required to review policy with you or discuss your options in depth. Unfortunately, insurance policies often become what we refer to as, “the least read best seller.” Almost everyone has one, but it’s never reviewed until a loss occurs. Your insurance policy is a complex document subject to interpretation. After a loss, every decision you make, every action you take, or fail to
Universal Adjusting Services -- Why You Need a Public Adjuster
take, will affect the settlement of your claim and your future.
During the claims process, hundreds of questions will arise regarding your business as a landlord, tenant, manufacturer, commercial retailer, property manager or hotelier. What steps are necessary to preserve evidence and prove your claim, while repairing the damage and moving forward with your day to day business? Questions will arise concerning payroll, employees, temporary facilities, emergency expenses, damaged equipment, inventory, reconstruction and so forth. These questions are just the tip of the iceberg and careful consideration must be given to each of them. Every loss is unique and must be documented thoroughly. Someone must take the time to identify and explain all of your options. You need objective, competent and reliable advice to make certain that “your” needs are considered fi rst. That’s exactly why you need a public adjuster and precisely the reason you should engage the services of Universal Adjusting Services. As licensed Public Adjusters we only represent policyholders, not insurance companies. Your interests are our interests.
Universal Adjusting Services -- Why You Need a Public Adjuster
At Universal Adjusting Services, our adjusting team that has years of experience in the preparation and valuation of property. They are licensed and bonded.
Public Adjusters are trained on how to get the best settlement of your claim. Often times we have increased the clam from 25-75% and occasionally more. A public adjuster will handle all meetings with the insurance company, freeing yourself from the confusing paperwork, thus expediting the claim and getting you paid faster.